Money in Dubai,
made simple.
Practical tools for your monthly budget — built from 23 years of living, working and running businesses in the UAE.
The Dubai Budget Tracker
Not a generic template. Every category, goal and calculation is built around how money actually works in the UAE.
Live dashboard
Spending breakdown, budget vs actual and a 12-month trend that update on their own.
UAE categories
Rent cheques, DEWA, chiller, Salik, RTA fines, school fees and remittances built in.
Savings goals
Emergency fund, flights home, the next rent cheque and a property down payment.
Net worth + gratuity
Track what you own and owe, with an end-of-service gratuity estimator.
Tools for money & business in the UAE
Budgeting, credit, business setup and credit cards. Practical tools built around how things actually work here.
Latest videos
Straight talk on credit cards, saving, investing and doing business in Dubai.
I've spent 23 years figuring out money in the UAE. Now I share it.
I grew up in the UAE, built licensed businesses here, and learned the hard way how rent cheques, credit cards, bank fees and visa costs really add up.
On Life With Hamid I break it all down in plain language. These tools are the same systems I use myself, turned into templates you can start using in minutes.
Frequently asked
How do I get my product after I pay?
Right after checkout you land on a confirmation page with a download button. Bookmark it: the button keeps working if you need the file again.
Do the spreadsheets work in Google Sheets or Excel?
Both. In Google Sheets use File → Import → Upload. In Excel or Numbers, just open the file.
When are the other tools coming?
They're being built now. Tap “Notify me” on any tool marked Coming soon and you'll get an email the moment it launches.
Is it only for people in Dubai?
The tools are built for the whole UAE. Everything is in AED and based on how things work here, from DEWA and Salik to AECB and gratuity.
Is the payment secure?
Yes. Payments are handled by Stripe. Your card details never touch this website.
Can I get a refund?
Because it's an instant digital download, sales are final once downloaded. If something went wrong with your order, see the refund policy or contact us.
I have a question that isn't here.
Email [email protected] and we'll get back to you within 2 business days.
Take control of your money and business in the UAE.
Start with the Dubai Budget Tracker today, and join the waitlist for what's next.
Browse the tools